A cryptocurrency influencer has been promoting the idea that the world will be “forced” to use XRP, a claim built on the network’s efficiency and recent regulatory milestones. XRP has moved back into the spotlight thanks to its low-cost, high-speed transactions, growing ETF expectations, and the ongoing debate around manipulation and centralization.
XRP’s Promise Meets the Market’s Reality
Supporters anchor their argument on three ideas: regulatory clarity, operational efficiency, and institutional integration. They argue that the 2025 resolution of litigation with U.S. regulators removed a major barrier that had discouraged institutional players from entering the market.
Advocates highlight that the XRPL can settle transfers in seconds with transaction costs as low as $0.0002, a sharp contrast to traditional systems that can cost $26–$50 and take days to clear. The XRP Ledger —the core infrastructure that processes and records transactions— is presented as a competitively superior alternative in terms of cost and speed.
Promoters also point to new partnerships and pilots with firms such as Mastercard, WebBank, and Gemini, the launch of Ripple Prime, and the planned introduction of a collateralized stablecoin (RLUSD) for institutional desks. They add that expected ETFs could inject $5–7 billion into the market by 2026, alongside projections of regional banking adoption, including speculation about uptake in Japan.
But alongside the optimism, there is serious skepticism. Traders and analysts have raised concerns about price manipulation, with Versan Aljarrah claiming XRP has been “layered, coordinated” manipulated by large institutions, naming JP Morgan and BlackRock. This fuels the argument that XRP’s technical strength may not align with fair price discovery.
Market veterans warn of possible deep corrections, with projections of 50% declines or even levels near $1, attributed to trader Peter Brandt. Critics also cite issues of centralization, weaker organic demand, lower validator counts compared to other chains, and inflated expectations generated by small firms claiming treasury holdings.
Meanwhile, CBDCs and sovereign stablecoins are emerging as credible alternatives that could challenge any idea of a universal or “forced” XRP adoption.
The notion that the world will be “forced to use XRP” reads more like a marketing narrative than an inevitable technical outcome. It blends genuine strengths with regulatory catalysts, institutional ambition, and persistent risks tied to price behavior and governance—a mix traders and managers must evaluate carefully.
